Alright, y’all know I’m ALL about this topic! Saving money is something I’ve REALLY gotten into in the past year (since having a big girl job – ha!). My theory is, why spend money when you can do a little work and save it? I’ve found a few really good ways along the way!
-If you read here regularly, you know that I am SUPER into couponing and saving money at the grocery store. It’s the #1 best way to save money in your household! I currently have a grocery budget for my husband and I down to around $20-25 a week. You can click here to see all of my different weeks of grocery shopping! My trick is reading iheartpublix. It is the BEST resource in the world for saving money! It can help even if you don’t have a Publix. I also like Southern Savers – they do the drug stores too, and put lots of different resources for saving money up! Check them out!
-I love using Swagbucks. It’s a search engine that pays money for random searches you do. They also post codes worth bucks, and you can complete special offers to earn them too. I trade the bucks in for Amazon gift cards…which is how I buy most of my “fun” purchases (like things for the house, hobby stuff, etc.). It’s a great resource! Warning – you will become addicted!
-I had to mention this, because we just got one in Tuscaloosa…if you’re from Mississippi/Alabama, there is an AWESOME store I love for saving money! It’s called Treasure Hunt (or Hudson’s if you’re in Mississippi). They buy liquidations from insurance companies and sell the products for around half the price! For example, the one where I live just got a Target stock…probably 99% of the items are brand new with nothing wrong with them, and all are at least 40% off. I went last night, and bought three shirts, two pairs of pants, two nice dress shirts for my husband, a king-sized sheet set, and a set of mineral makeup for around $120 (with tax). You can’t beat that! See if you have one near your area here.
–Retailmenot.com is an awesome source for coupons, if you buy things online. Probably half of all purchases you make online have some kind of coupon that you can use. Before I buy ANYTHING online, I check this site to see if I can save. You’d be surprised how many coupons you can find here!
-As far as utility bills – (I know Alabama Power does this, I’m not sure about other states) we are on a time of use plan, which makes it much cheaper to use power during nights/weekends (but more expensive during daytime business hours). We’ve probably halved our power bill by going on this and doing major power users (washing clothes, dishwasher, cooking) during off-peak hours. We also use a family plan for cell phones/internet/home phone. I’ve never done this, but I’ve heard you can simply call utility companies and ask for lower rates!
-You may not think about this, but credit cards are really a needless use of money if you’re living within your means. That being said, we have credit cards – they help improve your credit if you use them the right way, you can earn rewards, and let’s be honest, they make paying for things easy! We just pay them off every month. We also over-pay any debt we can (students loans anyone?). You’ll pay so much interest it’s ridiculous if you pay the minimum on debt!
-Finally, look for little ways to save. If you know you always use a gas station, look online for good deals on gift cards, or see if they have a credit card that takes a certain amount off each gallon with use (and, of course, pay it off every month).
I’ll probably add to this post a million times with different ways I think to save money. It’s really become a big hobby of mine to find new ways to save lately…I have fun with it!
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